United Trust Bank in Nevada vs the state
23.1%Denial rate+5.63 pts vs state
23.1%Decision denial rate+0.86 pts vs state
76.9%Origination rate+19.21 pts vs state
6.63%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.23 pts vs state
$88kMedian applicant income
10Loans originated
3Denied
What United Trust Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 10 | 9 | 1 | 10.0% |
| Carson City | 1 | 0 | 1 | 100.0% |
| Nye County | 1 | 0 | 1 | 100.0% |
| Washoe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 13 applications in 2025, of which 10 were originated and 3 denied.
23.1% of all applications, or 23.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans United Trust Bank originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology