United Trust Bank in Mississippi vs the state
16.7%Denial rate-6.25 pts vs state
17.7%Decision denial rate-10.80 pts vs state
77.8%Origination rate+24.91 pts vs state
6.56%Median rate-0.19 pts vs state
0.64Rate spread (pts)+0.31 pts vs state
$74kMedian applicant income
14Loans originated
3Denied
What United Trust Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 5 | 3 | 1 | 20.0% |
| Harrison County | 3 | 1 | 2 | 66.7% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Tate County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Lauderdale County | 1 | 1 | 0 | 0.0% |
| Pearl River County | 1 | 1 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| Forrest County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 18 applications in 2025, of which 14 were originated and 3 denied.
16.7% of all applications, or 17.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans United Trust Bank originated in Mississippi in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology