United Northern Mortgage Bankers in Texas vs the state
20.0%Denial rate+0.57 pts vs state
25.0%Decision denial rate+0.10 pts vs state
60.0%Origination rate+5.12 pts vs state
7.06%Median rate+0.56 pts vs state
0.40Rate spread (pts)+0.21 pts vs state
$236kMedian applicant income
6Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 8 | 0.0% | 6.69% | #953 |
| 2024 | 9 | 7 | 0.0% | 6.63% | #982 |
| 2025 | 10 | 6 | 20.0% | 7.06% | #957 |
What United Northern Mortgage Bankers lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most United Northern Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 2 | 2 | 0 | 0.0% |
| Collin County | 2 | 2 | 0 | 0.0% |
| Dallas County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Bexar County | 1 | 0 | 1 | 100.0% |
| Tarrant County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 10 applications in 2025, of which 6 were originated and 2 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans United Northern Mortgage Bankers originated in Texas in 2025 was 7.06%, against a statewide median of 6.50%.
About this data. Figures are United Northern Mortgage Bankers's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology