United Nations Federal Credit Union in Washington vs the state
5.6%Denial rate-10.09 pts vs state
8.0%Decision denial rate-11.54 pts vs state
63.9%Origination rate+2.83 pts vs state
5.50%Median rate-1.13 pts vs state
-0.28Rate spread (pts)-0.47 pts vs state
$272kMedian applicant income
23Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 11 | 6 | 9.1% | 6.06% | #448 |
| 2025 | 36 | 23 | 5.6% | 5.50% | #325 |
What United Nations Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most United Nations Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 26 | 16 | 1 | 3.8% |
| Snohomish County | 8 | 5 | 1 | 12.5% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 36 applications in 2025, of which 23 were originated and 2 denied.
5.6% of all applications, or 8.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans United Nations Federal Credit Union originated in Washington in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are United Nations Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology