UBS Bank USA in Louisiana vs the state
5.3%Denial rate-16.91 pts vs state
6.7%Decision denial rate-21.48 pts vs state
73.7%Origination rate+21.71 pts vs state
6.13%Median rate-0.50 pts vs state
-0.18Rate spread (pts)-0.54 pts vs state
$354kMedian applicant income
14Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 11 | 15.4% | 5.75% | #366 |
| 2024 | 16 | 9 | 0.0% | 6.63% | #332 |
| 2025 | 19 | 14 | 5.3% | 6.13% | #318 |
What UBS Bank USA lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 6 | 4 | 0 | 0.0% |
| Jefferson Parish | 5 | 4 | 0 | 0.0% |
| St. Tammany Parish | 3 | 2 | 0 | 0.0% |
| East Baton Rouge Parish | 3 | 2 | 1 | 33.3% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| Caddo Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 19 applications in 2025, of which 14 were originated and 1 denied.
5.3% of all applications, or 6.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans UBS Bank USA originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology