UBS Bank USA in Indiana vs the state
6.1%Denial rate-10.51 pts vs state
7.1%Decision denial rate-13.00 pts vs state
78.8%Origination rate+16.54 pts vs state
5.88%Median rate-0.88 pts vs state
-0.09Rate spread (pts)-0.46 pts vs state
$320kMedian applicant income
26Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 23 | 0.0% | 6.25% | #396 |
| 2024 | 24 | 21 | 8.3% | 6.75% | #427 |
| 2025 | 33 | 26 | 6.1% | 5.88% | #399 |
What UBS Bank USA lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 8 | 8 | 0 | 0.0% |
| Marion County | 7 | 6 | 0 | 0.0% |
| Boone County | 3 | 2 | 1 | 33.3% |
| LaPorte County | 3 | 1 | 0 | 0.0% |
| Marshall County | 2 | 2 | 0 | 0.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Bartholomew County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Warrick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 33 applications in 2025, of which 26 were originated and 2 denied.
6.1% of all applications, or 7.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans UBS Bank USA originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology