TruHome Solutions in Missouri vs the state
14.1%Denial rate-1.01 pts vs state
20.5%Decision denial rate+1.75 pts vs state
54.7%Origination rate-7.97 pts vs state
6.38%Median rate-0.25 pts vs state
0.46Rate spread (pts)+0.11 pts vs state
$86kMedian applicant income
35Loans originated
9Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 32 | 16.1% | 6.63% | #303 |
| 2024 | 67 | 26 | 17.9% | 6.63% | #293 |
| 2025 | 64 | 35 | 14.1% | 6.38% | #321 |
What TruHome Solutions lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most TruHome Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 10 | 6 | 0 | 0.0% |
| Greene County | 9 | 6 | 1 | 11.1% |
| Jackson County | 9 | 3 | 1 | 11.1% |
| St. Charles County | 8 | 4 | 1 | 12.5% |
| St. Louis County | 7 | 3 | 3 | 42.9% |
| St. Louis city | 4 | 3 | 1 | 25.0% |
| Clay County | 3 | 1 | 0 | 0.0% |
| Cole County | 2 | 0 | 2 | 100.0% |
| Camden County | 2 | 1 | 0 | 0.0% |
| Platte County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 64 applications in 2025, of which 35 were originated and 9 denied.
14.1% of all applications, or 20.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans TruHome Solutions originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are TruHome Solutions's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology