TruHome Solutions · Kansas · 2025

TruHome Solutions in Kansas: approval rate, denial rate and rates (2025)

TruHome Solutions took 18 mortgage applications in Kansas in 2025, ranking #304 of 766 lenders active in the state. It originated 66.7% of them and denied 5.6% (7.7% of the applications it decided), against a statewide denial rate of 15.0%.

18Applicationsin KS
7.7%Decision denial ratestate 18.3%
6.44%Median ratestate 6.63%
$165,000Median loanstate $165,000
$2.9MVolume7 counties

TruHome Solutions in Kansas vs the state

5.6%Denial rate-9.47 pts vs state
7.7%Decision denial rate-10.59 pts vs state
66.7%Origination rate+2.85 pts vs state
6.44%Median rate-0.19 pts vs state
0.41Rate spread (pts)+0.11 pts vs state
$125kMedian applicant income
12Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231497.1%7.00%#300
202418727.8%6.13%#290
202518125.6%6.44%#304

What TruHome Solutions lends in Kansas

By loan purpose

Home purchase 6 33% · 0.0% denied
Refinance 2 11% · 0.0% denied
Cash-out refinance 10 56% · 10.0% denied

By loan type

Conventional 14 78% · 0.0% denied
FHA 3 17% · 33.3% denied
VA 1 6% · 0.0% denied

Why it denied Kansas applicants

Credit history 1 100%

Where in Kansas

Counties with the most TruHome Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shawnee County 850 0.0%
Johnson County 330 0.0%
Sedgwick County 210 0.0%
Wyandotte County 211 50.0%
Miami County 100 0.0%
Reno County 110 0.0%
Douglas County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 18 applications in 2025, of which 12 were originated and 1 denied.

5.6% of all applications, or 7.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans TruHome Solutions originated in Kansas in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are TruHome Solutions's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology