Triad Bank in Oklahoma vs the state
8.9%Denial rate-9.02 pts vs state
10.2%Decision denial rate-12.63 pts vs state
76.7%Origination rate+20.61 pts vs state
—Median rate
—Rate spread (pts)
$133kMedian applicant income
112Loans originated
13Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 100 | 63 | 9.0% | 7.98% | #170 |
| 2025 | 146 | 112 | 8.9% | — | #154 |
What Triad Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Triad Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 87 | 68 | 6 | 6.9% |
| Rogers County | 11 | 7 | 1 | 9.1% |
| Creek County | 8 | 7 | 1 | 12.5% |
| Oklahoma County | 8 | 7 | 1 | 12.5% |
| Delaware County | 5 | 4 | 0 | 0.0% |
| Canadian County | 4 | 3 | 1 | 25.0% |
| Osage County | 4 | 4 | 0 | 0.0% |
| Wagoner County | 3 | 2 | 1 | 33.3% |
| Pottawatomie County | 2 | 1 | 0 | 0.0% |
| Muskogee County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 146 applications in 2025, of which 112 were originated and 13 denied.
8.9% of all applications, or 10.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Triad Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology