Transportation Federal Credit Union in Ohio vs the state
7.1%Denial rate-10.55 pts vs state
8.3%Decision denial rate-13.56 pts vs state
75.0%Origination rate+15.10 pts vs state
8.25%Median rate+1.38 pts vs state
2.52Rate spread (pts)+2.13 pts vs state
$103kMedian applicant income
21Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 16.7% | 8.50% | #585 |
| 2024 | 23 | 20 | 4.4% | 8.63% | #501 |
| 2025 | 28 | 21 | 7.1% | 8.25% | #480 |
What Transportation Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 4 | 3 | 1 | 25.0% |
| Jefferson County | 3 | 2 | 1 | 33.3% |
| Fairfield County | 2 | 2 | 0 | 0.0% |
| Stark County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Lorain County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 28 applications in 2025, of which 21 were originated and 2 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Transportation Federal Credit Union originated in Ohio in 2025 was 8.25%, against a statewide median of 6.88%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology