Traditional Mortgage Acceptance in Tennessee vs the state
9.8%Denial rate-7.30 pts vs state
11.8%Decision denial rate-9.92 pts vs state
73.8%Origination rate+15.69 pts vs state
5.63%Median rate-1.00 pts vs state
—Rate spread (pts)
$29kMedian applicant income
45Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 7.66% | #689 |
| 2024 | 11 | 5 | 9.1% | 6.63% | #589 |
| 2025 | 61 | 45 | 9.8% | 5.63% | #382 |
What Traditional Mortgage Acceptance lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 8 | 5 | 2 | 25.0% |
| Knox County | 7 | 4 | 0 | 0.0% |
| Wilson County | 4 | 4 | 0 | 0.0% |
| Blount County | 3 | 3 | 0 | 0.0% |
| Franklin County | 3 | 2 | 1 | 33.3% |
| Hamilton County | 3 | 3 | 0 | 0.0% |
| Madison County | 3 | 2 | 0 | 0.0% |
| Sullivan County | 3 | 3 | 0 | 0.0% |
| Williamson County | 2 | 1 | 0 | 0.0% |
| Bradley County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 61 applications in 2025, of which 45 were originated and 6 denied.
9.8% of all applications, or 11.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Traditional Mortgage Acceptance originated in Tennessee in 2025 was 5.63%, against a statewide median of 6.62%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology