Toyota Financial Savings Bank · Colorado · 2025

Toyota Financial Savings Bank in Colorado: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 9 mortgage applications in Colorado in 2025, ranking #520 of 1,114 lenders active in the state. It originated 55.6% of them and denied 11.1% (16.7% of the applications it decided), against a statewide denial rate of 15.6%.

9Applicationsin CO
16.7%Decision denial ratestate 19.7%
Median ratestate 6.63%
$905,000Median loanstate $325,000
$16MVolume5 counties

Toyota Financial Savings Bank in Colorado vs the state

11.1%Denial rate-4.52 pts vs state
16.7%Decision denial rate-2.99 pts vs state
55.6%Origination rate-4.46 pts vs state
Median rate
Rate spread (pts)
$367kMedian applicant income
5Loans originated
1Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024550.0%6.75%#600
20259511.1%#520

What Toyota Financial Savings Bank lends in Colorado

By loan purpose

Home purchase 7 78% · 0.0% denied
Cash-out refinance 2 22% · 50.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Where in Colorado

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Arapahoe County 310 0.0%
Weld County 211 50.0%
Douglas County 220 0.0%
Pitkin County 110 0.0%
Denver County 100 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 9 applications in 2025, of which 5 were originated and 1 denied.

11.1% of all applications, or 16.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology