Towne Mortgage in Oklahoma vs the state
4.1%Denial rate-13.79 pts vs state
4.4%Decision denial rate-18.50 pts vs state
78.0%Origination rate+21.88 pts vs state
6.25%Median rate-0.38 pts vs state
0.30Rate spread (pts)-0.05 pts vs state
$87kMedian applicant income
170Loans originated
9Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 47 | 1.7% | 6.99% | #211 |
| 2024 | 159 | 118 | 3.8% | 6.63% | #131 |
| 2025 | 218 | 170 | 4.1% | 6.25% | #118 |
What Towne Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 35 | 30 | 0 | 0.0% |
| Canadian County | 24 | 20 | 0 | 0.0% |
| Tulsa County | 22 | 18 | 0 | 0.0% |
| Cleveland County | 16 | 11 | 0 | 0.0% |
| Carter County | 13 | 11 | 0 | 0.0% |
| Wagoner County | 11 | 9 | 2 | 18.2% |
| Logan County | 8 | 5 | 1 | 12.5% |
| Mayes County | 7 | 4 | 0 | 0.0% |
| Grady County | 7 | 5 | 1 | 14.3% |
| McClain County | 7 | 5 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 218 applications in 2025, of which 170 were originated and 9 denied.
4.1% of all applications, or 4.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Towne Mortgage originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology