Third Federal Savings and Loan Association of Cleveland in Iowa vs the state
40.0%Denial rate+27.14 pts vs state
50.0%Decision denial rate+34.69 pts vs state
40.0%Origination rate-28.46 pts vs state
6.99%Median rate+0.49 pts vs state
-0.28Rate spread (pts)-0.47 pts vs state
$144kMedian applicant income
6Loans originated
6Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 6 | 38.5% | 7.37% | #313 |
| 2024 | 25 | 16 | 24.0% | 7.49% | #269 |
| 2025 | 15 | 6 | 40.0% | 6.99% | #319 |
What Third Federal Savings and Loan Association of Cleveland lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 3 | 2 | 1 | 33.3% |
| Scott County | 3 | 1 | 1 | 33.3% |
| Linn County | 2 | 0 | 2 | 100.0% |
| Polk County | 2 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Wapello County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 0 | 1 | 100.0% |
| Dubuque County | 1 | 0 | 1 | 100.0% |
| Black Hawk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 15 applications in 2025, of which 6 were originated and 6 denied.
40.0% of all applications, or 50.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in Iowa in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology