The Union State Bank of Everest in Kansas vs the state
6.9%Denial rate-8.09 pts vs state
7.0%Decision denial rate-11.29 pts vs state
88.9%Origination rate+25.07 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
128Loans originated
10Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 110 | 4.2% | — | #127 |
| 2024 | 130 | 108 | 6.9% | — | #131 |
| 2025 | 144 | 128 | 6.9% | — | #131 |
What The Union State Bank of Everest lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most The Union State Bank of Everest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Atchison County | 72 | 65 | 6 | 8.3% |
| Jefferson County | 35 | 33 | 1 | 2.9% |
| Brown County | 17 | 12 | 3 | 17.6% |
| Doniphan County | 7 | 7 | 0 | 0.0% |
| Leavenworth County | 5 | 5 | 0 | 0.0% |
| Jackson County | 3 | 2 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Sedgwick County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 144 applications in 2025, of which 128 were originated and 10 denied.
6.9% of all applications, or 7.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Union State Bank of Everest's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology