The Mortgage Firm in Tennessee vs the state
8.7%Denial rate-8.44 pts vs state
9.5%Decision denial rate-12.16 pts vs state
78.3%Origination rate+20.18 pts vs state
6.88%Median rate+0.25 pts vs state
0.42Rate spread (pts)+0.19 pts vs state
$90kMedian applicant income
18Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 97 | 0.0% | 6.13% | #267 |
| 2024 | 17 | 16 | 0.0% | 7.12% | #540 |
| 2025 | 23 | 18 | 8.7% | 6.88% | #516 |
What The Mortgage Firm lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most The Mortgage Firm applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Blount County | 5 | 4 | 1 | 20.0% |
| Hamilton County | 5 | 4 | 0 | 0.0% |
| Davidson County | 4 | 3 | 1 | 25.0% |
| Maury County | 2 | 1 | 0 | 0.0% |
| Claiborne County | 1 | 0 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Hickman County | 1 | 1 | 0 | 0.0% |
| Bradley County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 23 applications in 2025, of which 18 were originated and 2 denied.
8.7% of all applications, or 9.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans The Mortgage Firm originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are The Mortgage Firm's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology