The Loan Store in Missouri vs the state
10.5%Denial rate-4.57 pts vs state
11.6%Decision denial rate-7.13 pts vs state
70.3%Origination rate+7.59 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.05 pts vs state
$128kMedian applicant income
281Loans originated
42Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 83 | 57 | 3.6% | 6.88% | #266 |
| 2025 | 400 | 281 | 10.5% | 6.75% | #112 |
What The Loan Store lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 115 | 82 | 12 | 10.4% |
| St. Louis County | 44 | 29 | 4 | 9.1% |
| Clay County | 41 | 27 | 8 | 19.5% |
| Cass County | 25 | 22 | 1 | 4.0% |
| Greene County | 24 | 16 | 2 | 8.3% |
| St. Louis city | 19 | 11 | 3 | 15.8% |
| St. Charles County | 15 | 13 | 1 | 6.7% |
| Platte County | 9 | 8 | 0 | 0.0% |
| Boone County | 8 | 4 | 1 | 12.5% |
| Bates County | 6 | 5 | 1 | 16.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 400 applications in 2025, of which 281 were originated and 42 denied.
10.5% of all applications, or 11.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans The Loan Store originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology