The Loan Store in Iowa vs the state
8.1%Denial rate-4.75 pts vs state
10.0%Decision denial rate-5.31 pts vs state
62.2%Origination rate-6.30 pts vs state
6.99%Median rate+0.49 pts vs state
0.42Rate spread (pts)+0.23 pts vs state
$126kMedian applicant income
23Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 43 | 31 | 9.3% | 6.88% | #225 |
| 2025 | 37 | 23 | 8.1% | 6.99% | #251 |
What The Loan Store lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 11 | 8 | 0 | 0.0% |
| Polk County | 7 | 4 | 1 | 14.3% |
| Dallas County | 5 | 3 | 0 | 0.0% |
| Linn County | 3 | 2 | 0 | 0.0% |
| Warren County | 2 | 1 | 0 | 0.0% |
| Osceola County | 2 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Story County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 37 applications in 2025, of which 23 were originated and 3 denied.
8.1% of all applications, or 10.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans The Loan Store originated in Iowa in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology