The Loan Store in Arkansas vs the state
7.4%Denial rate-10.82 pts vs state
9.0%Decision denial rate-14.16 pts vs state
64.2%Origination rate+7.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.32Rate spread (pts)-0.02 pts vs state
$146kMedian applicant income
61Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 5 | 18.2% | 7.63% | #318 |
| 2024 | 63 | 39 | 11.1% | 6.99% | #181 |
| 2025 | 95 | 61 | 7.4% | 6.75% | #153 |
What The Loan Store lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 23 | 16 | 4 | 17.4% |
| Pulaski County | 18 | 9 | 1 | 5.6% |
| Saline County | 14 | 12 | 0 | 0.0% |
| Garland County | 7 | 6 | 0 | 0.0% |
| Washington County | 5 | 3 | 0 | 0.0% |
| Craighead County | 4 | 0 | 1 | 25.0% |
| Sebastian County | 4 | 2 | 0 | 0.0% |
| Lonoke County | 4 | 0 | 1 | 25.0% |
| Faulkner County | 2 | 1 | 0 | 0.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 95 applications in 2025, of which 61 were originated and 7 denied.
7.4% of all applications, or 9.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans The Loan Store originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology