The Kaw Valley State Bank and Trust Company, of Wamego, Kansas in Kansas vs the state
2.3%Denial rate-12.73 pts vs state
2.4%Decision denial rate-15.93 pts vs state
95.4%Origination rate+31.58 pts vs state
—Median rate
—Rate spread (pts)
$91kMedian applicant income
166Loans originated
4Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 119 | 0.0% | — | #120 |
| 2024 | 118 | 110 | 3.4% | — | #137 |
| 2025 | 174 | 166 | 2.3% | — | #112 |
What The Kaw Valley State Bank and Trust Company, of Wamego, Kansas lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most The Kaw Valley State Bank and Trust Company, of Wamego, Kansas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawatomie County | 76 | 75 | 0 | 0.0% |
| Cloud County | 24 | 23 | 0 | 0.0% |
| Shawnee County | 18 | 18 | 0 | 0.0% |
| Riley County | 14 | 12 | 2 | 14.3% |
| Wabaunsee County | 14 | 13 | 1 | 7.1% |
| Clay County | 7 | 7 | 0 | 0.0% |
| Geary County | 5 | 4 | 0 | 0.0% |
| Dickinson County | 3 | 3 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Morris County | 2 | 1 | 1 | 50.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 174 applications in 2025, of which 166 were originated and 4 denied.
2.3% of all applications, or 2.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Kaw Valley State Bank and Trust Company, of Wamego, Kansas's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology