The Huntington National Bank in Utah vs the state
1.9%Denial rate-14.07 pts vs state
2.3%Decision denial rate-16.91 pts vs state
79.3%Origination rate+16.01 pts vs state
6.88%Median rate+0.25 pts vs state
0.51Rate spread (pts)+0.27 pts vs state
$354kMedian applicant income
42Loans originated
1Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 124 | 100 | 5.7% | 6.56% | #115 |
| 2024 | 68 | 54 | 1.5% | 7.31% | #145 |
| 2025 | 53 | 42 | 1.9% | 6.88% | #166 |
What The Huntington National Bank lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 25 | 20 | 1 | 4.0% |
| Utah County | 10 | 7 | 0 | 0.0% |
| Davis County | 6 | 4 | 0 | 0.0% |
| Weber County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Summit County | 2 | 2 | 0 | 0.0% |
| Wasatch County | 2 | 2 | 0 | 0.0% |
| Cache County | 1 | 0 | 0 | 0.0% |
| Box Elder County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 53 applications in 2025, of which 42 were originated and 1 denied.
1.9% of all applications, or 2.3% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans The Huntington National Bank originated in Utah in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology