The Huntington National Bank in Tennessee vs the state
14.7%Denial rate-2.46 pts vs state
17.6%Decision denial rate-4.10 pts vs state
67.9%Origination rate+9.81 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.16 pts vs state
$192kMedian applicant income
74Loans originated
16Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 447 | 244 | 28.4% | 7.75% | #102 |
| 2024 | 143 | 99 | 9.1% | 6.88% | #251 |
| 2025 | 109 | 74 | 14.7% | 6.63% | #305 |
What The Huntington National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 13 | 9 | 1 | 7.7% |
| Davidson County | 12 | 9 | 1 | 8.3% |
| Sevier County | 11 | 8 | 1 | 9.1% |
| Williamson County | 10 | 9 | 0 | 0.0% |
| Campbell County | 6 | 6 | 0 | 0.0% |
| Shelby County | 6 | 3 | 2 | 33.3% |
| Hamilton County | 5 | 4 | 1 | 20.0% |
| Maury County | 5 | 4 | 0 | 0.0% |
| Rutherford County | 4 | 2 | 1 | 25.0% |
| Dickson County | 3 | 1 | 2 | 66.7% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 109 applications in 2025, of which 74 were originated and 16 denied.
14.7% of all applications, or 17.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans The Huntington National Bank originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology