The Huntington National Bank · Montana · 2025

The Huntington National Bank in Montana: approval rate, denial rate and rates (2025)

The Huntington National Bank took 22 mortgage applications in Montana in 2025, ranking #138 of 553 lenders active in the state. It originated 77.3% of them and denied 13.6% (15.0% of the applications it decided), against a statewide denial rate of 14.8%.

22Applicationsin MT
15.0%Decision denial ratestate 18.7%
6.75%Median ratestate 6.63%
$730,000Median loanstate $275,000
$23MVolume10 counties

The Huntington National Bank in Montana vs the state

13.6%Denial rate-1.18 pts vs state
15.0%Decision denial rate-3.70 pts vs state
77.3%Origination rate+15.29 pts vs state
6.75%Median rate+0.13 pts vs state
0.47Rate spread (pts)+0.23 pts vs state
$322kMedian applicant income
17Loans originated
3Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023272114.8%6.70%#102
202427210.0%6.75%#112
2025221713.6%6.75%#138

What The Huntington National Bank lends in Montana

By loan purpose

Home purchase 18 82% · 11.1% denied
Refinance 3 14% · 33.3% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 22 100% · 13.6% denied

Why it denied Montana applicants

Debt-to-income ratio 2 67%
Insufficient cash 1 33%

Where in Montana

Counties with the most The Huntington National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Missoula County 640 0.0%
Flathead County 532 40.0%
Lewis and Clark County 220 0.0%
Gallatin County 220 0.0%
Silver Bow County 211 50.0%
Rosebud County 110 0.0%
Yellowstone County 110 0.0%
Deer Lodge County 110 0.0%
Park County 110 0.0%
Madison County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 22 applications in 2025, of which 17 were originated and 3 denied.

13.6% of all applications, or 15.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans The Huntington National Bank originated in Montana in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology