The Huntington National Bank in Missouri vs the state
4.6%Denial rate-10.52 pts vs state
6.1%Decision denial rate-12.64 pts vs state
63.6%Origination rate+0.98 pts vs state
7.00%Median rate+0.38 pts vs state
0.48Rate spread (pts)+0.13 pts vs state
$201kMedian applicant income
28Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 83 | 2.8% | 6.50% | #228 |
| 2024 | 60 | 44 | 3.3% | 6.88% | #303 |
| 2025 | 44 | 28 | 4.6% | 7.00% | #357 |
What The Huntington National Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Charles County | 9 | 5 | 0 | 0.0% |
| St. Louis County | 9 | 7 | 0 | 0.0% |
| St. Louis city | 4 | 3 | 0 | 0.0% |
| Jackson County | 3 | 1 | 1 | 33.3% |
| Cape Girardeau County | 3 | 2 | 0 | 0.0% |
| Clay County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 44 applications in 2025, of which 28 were originated and 2 denied.
4.6% of all applications, or 6.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans The Huntington National Bank originated in Missouri in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology