The Federal Savings Bank in Iowa vs the state
6.6%Denial rate-6.26 pts vs state
14.6%Decision denial rate-0.73 pts vs state
36.8%Origination rate-31.67 pts vs state
6.75%Median rate+0.25 pts vs state
0.59Rate spread (pts)+0.39 pts vs state
$76kMedian applicant income
39Loans originated
7Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 34 | 13.6% | 6.50% | #130 |
| 2024 | 111 | 44 | 9.0% | 6.63% | #139 |
| 2025 | 106 | 39 | 6.6% | 6.75% | #146 |
What The Federal Savings Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 22 | 7 | 1 | 4.5% |
| Linn County | 7 | 2 | 0 | 0.0% |
| Story County | 6 | 1 | 1 | 16.7% |
| Pottawattamie County | 6 | 2 | 0 | 0.0% |
| Woodbury County | 4 | 2 | 0 | 0.0% |
| Boone County | 4 | 3 | 0 | 0.0% |
| Warren County | 4 | 3 | 0 | 0.0% |
| Scott County | 3 | 2 | 0 | 0.0% |
| Crawford County | 3 | 0 | 0 | 0.0% |
| Dubuque County | 3 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 106 applications in 2025, of which 39 were originated and 7 denied.
6.6% of all applications, or 14.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans The Federal Savings Bank originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology