The Farmers Bank in Tennessee vs the state
5.5%Denial rate-11.67 pts vs state
5.7%Decision denial rate-16.00 pts vs state
81.3%Origination rate+23.26 pts vs state
7.50%Median rate+0.88 pts vs state
0.05Rate spread (pts)-0.18 pts vs state
$104kMedian applicant income
327Loans originated
22Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 452 | 355 | 8.2% | 8.00% | #101 |
| 2024 | 375 | 290 | 6.9% | 8.13% | #125 |
| 2025 | 402 | 327 | 5.5% | 7.50% | #131 |
What The Farmers Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most The Farmers Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumner County | 173 | 142 | 9 | 5.2% |
| Robertson County | 118 | 99 | 8 | 6.8% |
| Davidson County | 47 | 36 | 0 | 0.0% |
| Macon County | 27 | 19 | 4 | 14.8% |
| Cheatham County | 11 | 7 | 0 | 0.0% |
| Montgomery County | 6 | 6 | 0 | 0.0% |
| Smith County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Gibson County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 402 applications in 2025, of which 327 were originated and 22 denied.
5.5% of all applications, or 5.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans The Farmers Bank originated in Tennessee in 2025 was 7.50%, against a statewide median of 6.62%.
About this data. Figures are The Farmers Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology