The Bank of Fayette County in Tennessee vs the state
6.2%Denial rate-10.94 pts vs state
6.8%Decision denial rate-14.92 pts vs state
83.9%Origination rate+25.80 pts vs state
—Median rate
—Rate spread (pts)
$115kMedian applicant income
203Loans originated
15Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 198 | 150 | 5.6% | 8.35% | #195 |
| 2024 | 192 | 167 | 2.6% | 8.50% | #208 |
| 2025 | 242 | 203 | 6.2% | — | #188 |
What The Bank of Fayette County lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most The Bank of Fayette County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 78 | 64 | 4 | 5.1% |
| Fayette County | 70 | 55 | 8 | 11.4% |
| McNairy County | 26 | 26 | 0 | 0.0% |
| Hardeman County | 24 | 21 | 2 | 8.3% |
| Hardin County | 13 | 10 | 1 | 7.7% |
| Chester County | 10 | 9 | 0 | 0.0% |
| Tipton County | 7 | 6 | 0 | 0.0% |
| Henry County | 4 | 4 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Obion County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 242 applications in 2025, of which 203 were originated and 15 denied.
6.2% of all applications, or 6.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank of Fayette County's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology