Texas National Bank in Texas vs the state
11.4%Denial rate-8.00 pts vs state
12.3%Decision denial rate-12.59 pts vs state
80.0%Origination rate+25.12 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
112Loans originated
16Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 175 | 111 | 5.1% | — | #437 |
| 2024 | 146 | 89 | 10.3% | — | #466 |
| 2025 | 140 | 112 | 11.4% | — | #490 |
What Texas National Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Texas National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hidalgo County | 97 | 74 | 12 | 12.4% |
| Cameron County | 36 | 31 | 4 | 11.1% |
| Starr County | 3 | 3 | 0 | 0.0% |
| Bexar County | 1 | 1 | 0 | 0.0% |
| Guadalupe County | 1 | 1 | 0 | 0.0% |
| El Paso County | 1 | 1 | 0 | 0.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 140 applications in 2025, of which 112 were originated and 16 denied.
11.4% of all applications, or 12.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Texas National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology