Texana Bank in Tennessee vs the state
5.4%Denial rate-11.73 pts vs state
9.1%Decision denial rate-12.54 pts vs state
48.4%Origination rate-9.67 pts vs state
6.50%Median rate-0.12 pts vs state
0.23Rate spread (pts)0.00 pts vs state
$96kMedian applicant income
152Loans originated
17Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 0 | 31.6% | — | #377 |
| 2024 | 159 | 71 | 5.7% | 6.25% | #235 |
| 2025 | 314 | 152 | 5.4% | 6.50% | #156 |
What Texana Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 47 | 23 | 3 | 6.4% |
| Rutherford County | 39 | 24 | 0 | 0.0% |
| Sumner County | 27 | 19 | 1 | 3.7% |
| Shelby County | 22 | 2 | 3 | 13.6% |
| Montgomery County | 20 | 7 | 0 | 0.0% |
| Coffee County | 20 | 14 | 0 | 0.0% |
| Wilson County | 14 | 6 | 2 | 14.3% |
| Franklin County | 10 | 7 | 1 | 10.0% |
| Maury County | 10 | 7 | 0 | 0.0% |
| Williamson County | 9 | 8 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 314 applications in 2025, of which 152 were originated and 17 denied.
5.4% of all applications, or 9.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Texana Bank originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology