Temple View Capital Funding · California · 2025

Temple View Capital Funding in California: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 113 mortgage applications in California in 2025, ranking #422 of 1,147 lenders active in the state. It originated 57.5% of them and denied 8.9% (12.5% of the applications it decided), against a statewide denial rate of 17.4%.

113Applicationsin CA
12.5%Decision denial ratestate 22.4%
10.25%Median ratestate 6.63%
$1,215,000Median loanstate $385,000
$100MVolume21 counties

Temple View Capital Funding in California vs the state

8.9%Denial rate-8.57 pts vs state
12.5%Decision denial rate-9.90 pts vs state
57.5%Origination rate+1.32 pts vs state
10.25%Median rate+3.63 pts vs state
Rate spread (pts)
Median applicant income
65Loans originated
10Denied

Trend in California

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231084815.7%10.25%#426
20241206616.7%10.50%#414
2025113658.9%10.25%#422

What Temple View Capital Funding lends in California

By loan purpose

Home purchase 83 73% · 8.4% denied
Refinance 20 18% · 15.0% denied
Cash-out refinance 9 8% · 0.0% denied
Home improvement 1 1% · 0.0% denied

By loan type

Conventional 113 100% · 8.9% denied

Why it denied California applicants

Incomplete application 5 50%
Credit history 4 40%
Collateral 1 10%

Where in California

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Los Angeles County 49335 10.2%
Riverside County 920 0.0%
Alameda County 922 22.2%
San Luis Obispo County 540 0.0%
Sacramento County 550 0.0%
Orange County 531 20.0%
San Diego County 511 20.0%
San Bernardino County 420 0.0%
Contra Costa County 420 0.0%
Napa County 320 0.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 113 applications in 2025, of which 65 were originated and 10 denied.

8.9% of all applications, or 12.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

The median rate on loans Temple View Capital Funding originated in California in 2025 was 10.25%, against a statewide median of 6.63%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology