TELCOMM Credit Union · Missouri · 2025

TELCOMM Credit Union in Missouri: approval rate, denial rate and rates (2025)

TELCOMM Credit Union took 231 mortgage applications in Missouri in 2025, ranking #166 of 1,023 lenders active in the state. It originated 68.8% of them and denied 20.4% (22.8% of the applications it decided), against a statewide denial rate of 15.1%.

231Applicationsin MO
22.8%Decision denial ratestate 18.7%
Median ratestate 6.63%
$55,000Median loanstate $175,000
$13MVolume19 counties

TELCOMM Credit Union in Missouri vs the state

20.4%Denial rate+5.28 pts vs state
22.8%Decision denial rate+4.12 pts vs state
68.8%Origination rate+6.17 pts vs state
Median rate
Rate spread (pts)
$87kMedian applicant income
159Loans originated
47Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023776711.7%#268
202475740.0%#277
202523115920.4%#166

What TELCOMM Credit Union lends in Missouri

By loan purpose

Home purchase 4 2% · 0.0% denied
Refinance 29 13% · 6.9% denied
Cash-out refinance 198 86% · 22.7% denied

By loan type

Conventional 231 100% · 20.4% denied

Where in Missouri

Counties with the most TELCOMM Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greene County 14010026 18.6%
Christian County 39288 20.5%
Webster County 1693 18.8%
Stone County 981 11.1%
Lawrence County 514 80.0%
Taney County 220 0.0%
Cedar County 220 0.0%
Douglas County 200 0.0%
Dallas County 220 0.0%
Wright County 220 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 231 applications in 2025, of which 159 were originated and 47 denied.

20.4% of all applications, or 22.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are TELCOMM Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology