T2 Financial in Wyoming vs the state
17.7%Denial rate+2.09 pts vs state
20.0%Decision denial rate+0.41 pts vs state
70.6%Origination rate+9.58 pts vs state
6.75%Median rate+0.25 pts vs state
0.61Rate spread (pts)+0.38 pts vs state
$143kMedian applicant income
12Loans originated
3Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 2 | 37.5% | 7.31% | #152 |
| 2024 | 7 | 7 | 0.0% | 6.99% | #155 |
| 2025 | 17 | 12 | 17.7% | 6.75% | #116 |
What T2 Financial lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 14 | 9 | 3 | 21.4% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Converse County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 17 applications in 2025, of which 12 were originated and 3 denied.
17.7% of all applications, or 20.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans T2 Financial originated in Wyoming in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology