Suncoast Credit Union in Tennessee vs the state
28.6%Denial rate+11.43 pts vs state
33.3%Decision denial rate+11.65 pts vs state
57.1%Origination rate-0.94 pts vs state
4.87%Median rate-1.75 pts vs state
-1.14Rate spread (pts)-1.37 pts vs state
$114kMedian applicant income
12Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 6 | 45.0% | 4.63% | #513 |
| 2024 | 18 | 7 | 44.4% | 5.38% | #531 |
| 2025 | 21 | 12 | 28.6% | 4.87% | #531 |
What Suncoast Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Suncoast Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rutherford County | 3 | 2 | 1 | 33.3% |
| Bradley County | 2 | 1 | 1 | 50.0% |
| Davidson County | 2 | 2 | 0 | 0.0% |
| Henry County | 1 | 0 | 1 | 100.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Putnam County | 1 | 0 | 1 | 100.0% |
| Cocke County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 21 applications in 2025, of which 12 were originated and 6 denied.
28.6% of all applications, or 33.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Suncoast Credit Union originated in Tennessee in 2025 was 4.87%, against a statewide median of 6.62%.
About this data. Figures are Suncoast Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology