Suncoast Credit Union in Georgia vs the state
28.2%Denial rate+8.99 pts vs state
35.5%Decision denial rate+10.41 pts vs state
48.7%Origination rate-5.37 pts vs state
5.13%Median rate-1.50 pts vs state
-1.06Rate spread (pts)-1.33 pts vs state
$126kMedian applicant income
19Loans originated
11Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 14 | 31.0% | 4.63% | #501 |
| 2024 | 23 | 9 | 52.2% | 5.00% | #546 |
| 2025 | 39 | 19 | 28.2% | 5.13% | #477 |
What Suncoast Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Suncoast Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 5 | 2 | 2 | 40.0% |
| Paulding County | 4 | 2 | 1 | 25.0% |
| Fannin County | 3 | 2 | 0 | 0.0% |
| Habersham County | 2 | 2 | 0 | 0.0% |
| Lowndes County | 2 | 1 | 1 | 50.0% |
| Pickens County | 2 | 1 | 1 | 50.0% |
| Barrow County | 1 | 0 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
| Chattooga County | 1 | 0 | 0 | 0.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 39 applications in 2025, of which 19 were originated and 11 denied.
28.2% of all applications, or 35.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Suncoast Credit Union originated in Georgia in 2025 was 5.13%, against a statewide median of 6.63%.
About this data. Figures are Suncoast Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology