Sun West Mortgage Company in Tennessee vs the state
14.9%Denial rate-2.26 pts vs state
17.1%Decision denial rate-4.55 pts vs state
52.3%Origination rate-5.78 pts vs state
6.00%Median rate-0.62 pts vs state
0.11Rate spread (pts)-0.12 pts vs state
$85kMedian applicant income
239Loans originated
68Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 103 | 25.6% | 6.38% | #175 |
| 2024 | 277 | 138 | 12.6% | 5.88% | #158 |
| 2025 | 457 | 239 | 14.9% | 6.00% | #121 |
What Sun West Mortgage Company lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 64 | 36 | 8 | 12.5% |
| Montgomery County | 40 | 21 | 6 | 15.0% |
| Davidson County | 29 | 11 | 6 | 20.7% |
| Knox County | 27 | 15 | 4 | 14.8% |
| Sumner County | 23 | 10 | 7 | 30.4% |
| Rutherford County | 15 | 8 | 3 | 20.0% |
| Williamson County | 14 | 11 | 0 | 0.0% |
| Madison County | 13 | 2 | 2 | 15.4% |
| Hamilton County | 12 | 6 | 0 | 0.0% |
| Blount County | 10 | 7 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 457 applications in 2025, of which 239 were originated and 68 denied.
14.9% of all applications, or 17.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Sun West Mortgage Company originated in Tennessee in 2025 was 6.00%, against a statewide median of 6.62%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology