Sun West Mortgage Company in Oregon vs the state
15.6%Denial rate+0.30 pts vs state
18.0%Decision denial rate-1.18 pts vs state
60.5%Origination rate-0.13 pts vs state
5.88%Median rate-0.88 pts vs state
-0.14Rate spread (pts)-0.42 pts vs state
$108kMedian applicant income
124Loans originated
32Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 90 | 42 | 21.1% | 6.31% | #153 |
| 2024 | 129 | 78 | 5.4% | 5.88% | #141 |
| 2025 | 205 | 124 | 15.6% | 5.88% | #115 |
What Sun West Mortgage Company lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 28 | 20 | 1 | 3.6% |
| Marion County | 23 | 14 | 2 | 8.7% |
| Lane County | 21 | 9 | 4 | 19.0% |
| Clackamas County | 20 | 9 | 5 | 25.0% |
| Multnomah County | 18 | 10 | 4 | 22.2% |
| Linn County | 14 | 9 | 3 | 21.4% |
| Jackson County | 11 | 6 | 1 | 9.1% |
| Polk County | 11 | 9 | 1 | 9.1% |
| Douglas County | 8 | 5 | 0 | 0.0% |
| Klamath County | 5 | 2 | 2 | 40.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 205 applications in 2025, of which 124 were originated and 32 denied.
15.6% of all applications, or 18.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Sun West Mortgage Company originated in Oregon in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology