Sun West Mortgage Company in Montana vs the state
10.0%Denial rate-4.82 pts vs state
15.4%Decision denial rate-3.32 pts vs state
30.0%Origination rate-31.98 pts vs state
6.25%Median rate-0.38 pts vs state
-0.19Rate spread (pts)-0.43 pts vs state
$123kMedian applicant income
6Loans originated
2Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 12.5% | 6.13% | #171 |
| 2024 | 14 | 4 | 0.0% | 6.62% | #147 |
| 2025 | 20 | 6 | 10.0% | 6.25% | #143 |
What Sun West Mortgage Company lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 8 | 2 | 1 | 12.5% |
| Missoula County | 2 | 0 | 0 | 0.0% |
| Big Horn County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Lewis and Clark County | 1 | 1 | 0 | 0.0% |
| Ravalli County | 1 | 0 | 1 | 100.0% |
| Stillwater County | 1 | 0 | 0 | 0.0% |
| Valley County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 20 applications in 2025, of which 6 were originated and 2 denied.
10.0% of all applications, or 15.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Sun West Mortgage Company originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology