Sun West Mortgage Company in Missouri vs the state
10.9%Denial rate-4.22 pts vs state
11.7%Decision denial rate-6.98 pts vs state
69.2%Origination rate+6.49 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.10 pts vs state
$94kMedian applicant income
204Loans originated
32Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 97 | 14.6% | 6.75% | #185 |
| 2024 | 236 | 160 | 11.4% | 6.50% | #148 |
| 2025 | 295 | 204 | 10.9% | 6.50% | #137 |
What Sun West Mortgage Company lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 53 | 46 | 5 | 9.4% |
| St. Charles County | 38 | 27 | 2 | 5.3% |
| Clay County | 29 | 23 | 3 | 10.3% |
| St. Louis County | 28 | 14 | 2 | 7.1% |
| Jefferson County | 20 | 13 | 5 | 25.0% |
| Cass County | 19 | 12 | 2 | 10.5% |
| Greene County | 14 | 10 | 2 | 14.3% |
| Platte County | 13 | 10 | 0 | 0.0% |
| Jasper County | 6 | 2 | 1 | 16.7% |
| Lafayette County | 5 | 5 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 295 applications in 2025, of which 204 were originated and 32 denied.
10.9% of all applications, or 11.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Sun West Mortgage Company originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology