Sun West Mortgage Company in Iowa vs the state
30.4%Denial rate+17.57 pts vs state
36.8%Decision denial rate+21.53 pts vs state
47.8%Origination rate-20.63 pts vs state
5.88%Median rate-0.63 pts vs state
-0.26Rate spread (pts)-0.45 pts vs state
$69kMedian applicant income
11Loans originated
7Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 41 | 15.4% | 6.75% | #184 |
| 2024 | 15 | 9 | 26.7% | 6.37% | #304 |
| 2025 | 23 | 11 | 30.4% | 5.88% | #287 |
What Sun West Mortgage Company lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 4 | 3 | 0 | 0.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
| Muscatine County | 2 | 1 | 0 | 0.0% |
| Linn County | 2 | 0 | 2 | 100.0% |
| Story County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
| Black Hawk County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 23 applications in 2025, of which 11 were originated and 7 denied.
30.4% of all applications, or 36.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Sun West Mortgage Company originated in Iowa in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology