Summit Funding in Ohio vs the state
11.1%Denial rate-6.58 pts vs state
33.3%Decision denial rate+11.44 pts vs state
22.2%Origination rate-37.68 pts vs state
7.69%Median rate+0.81 pts vs state
1.56Rate spread (pts)+1.17 pts vs state
$179kMedian applicant income
2Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 280 | 165 | 11.1% | 7.13% | #171 |
| 2024 | 31 | 20 | 9.7% | 7.38% | #462 |
| 2025 | 9 | 2 | 11.1% | 7.69% | #636 |
What Summit Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Summit Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 3 | 1 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Erie County | 1 | 0 | 0 | 0.0% |
| Ashland County | 1 | 1 | 0 | 0.0% |
| Scioto County | 1 | 0 | 1 | 100.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
| Trumbull County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 9 applications in 2025, of which 2 were originated and 1 denied.
11.1% of all applications, or 33.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Summit Funding originated in Ohio in 2025 was 7.69%, against a statewide median of 6.88%.
About this data. Figures are Summit Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology