Strong Home Mortgage in Tennessee vs the state
7.7%Denial rate-9.45 pts vs state
15.0%Decision denial rate-6.68 pts vs state
43.6%Origination rate-14.49 pts vs state
6.25%Median rate-0.37 pts vs state
-0.12Rate spread (pts)-0.35 pts vs state
$169kMedian applicant income
17Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 16 | 2.9% | 6.81% | #440 |
| 2024 | 51 | 27 | 3.9% | 6.13% | #392 |
| 2025 | 39 | 17 | 7.7% | 6.25% | #449 |
What Strong Home Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 7 | 4 | 1 | 14.3% |
| Rutherford County | 5 | 1 | 1 | 20.0% |
| Davidson County | 5 | 2 | 0 | 0.0% |
| Sevier County | 3 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Robertson County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 0 | 0 | 0.0% |
| Blount County | 2 | 0 | 1 | 50.0% |
| Roane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 39 applications in 2025, of which 17 were originated and 3 denied.
7.7% of all applications, or 15.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Strong Home Mortgage originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology