Stockton Mortgage in Tennessee vs the state
7.0%Denial rate-10.16 pts vs state
9.7%Decision denial rate-12.00 pts vs state
64.6%Origination rate+6.47 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.17 pts vs state
$88kMedian applicant income
703Loans originated
76Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 838 | 562 | 4.5% | 6.75% | #72 |
| 2024 | 1,185 | 752 | 7.9% | 6.63% | #51 |
| 2025 | 1,089 | 703 | 7.0% | 6.63% | #61 |
What Stockton Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 182 | 149 | 5 | 2.7% |
| Shelby County | 123 | 69 | 14 | 11.4% |
| Blount County | 92 | 73 | 6 | 6.5% |
| Montgomery County | 52 | 30 | 4 | 7.7% |
| Hamilton County | 43 | 27 | 2 | 4.7% |
| Sevier County | 41 | 18 | 7 | 17.1% |
| Jefferson County | 37 | 31 | 1 | 2.7% |
| Williamson County | 31 | 13 | 2 | 6.5% |
| Davidson County | 29 | 18 | 2 | 6.9% |
| Loudon County | 28 | 18 | 1 | 3.6% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,089 applications in 2025, of which 703 were originated and 76 denied.
7.0% of all applications, or 9.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Stockton Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology