Stifel Bank and Trust in Oregon vs the state
1.8%Denial rate-13.49 pts vs state
2.0%Decision denial rate-17.16 pts vs state
89.1%Origination rate+28.47 pts vs state
6.00%Median rate-0.75 pts vs state
0.01Rate spread (pts)-0.27 pts vs state
$240kMedian applicant income
49Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 28 | 2.6% | 5.81% | #225 |
| 2024 | 56 | 47 | 1.8% | 6.38% | #196 |
| 2025 | 55 | 49 | 1.8% | 6.00% | #211 |
What Stifel Bank and Trust lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 8 | 7 | 0 | 0.0% |
| Deschutes County | 8 | 7 | 0 | 0.0% |
| Jackson County | 7 | 7 | 0 | 0.0% |
| Clackamas County | 5 | 5 | 0 | 0.0% |
| Polk County | 5 | 4 | 0 | 0.0% |
| Lane County | 4 | 2 | 0 | 0.0% |
| Yamhill County | 4 | 4 | 0 | 0.0% |
| Washington County | 3 | 3 | 0 | 0.0% |
| Marion County | 3 | 2 | 1 | 33.3% |
| Tillamook County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 55 applications in 2025, of which 49 were originated and 1 denied.
1.8% of all applications, or 2.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Stifel Bank and Trust originated in Oregon in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology