STANFORD Federal Credit Union in Colorado vs the state
11.1%Denial rate-4.52 pts vs state
12.5%Decision denial rate-7.16 pts vs state
66.7%Origination rate+6.65 pts vs state
7.25%Median rate+0.63 pts vs state
0.16Rate spread (pts)+0.01 pts vs state
$235kMedian applicant income
6Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 5 | 0.0% | 8.00% | #598 |
| 2025 | 9 | 6 | 11.1% | 7.25% | #519 |
What STANFORD Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most STANFORD Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 4 | 3 | 0 | 0.0% |
| Denver County | 1 | 1 | 0 | 0.0% |
| Boulder County | 1 | 0 | 0 | 0.0% |
| Weld County | 1 | 1 | 0 | 0.0% |
| Arapahoe County | 1 | 0 | 1 | 100.0% |
| Larimer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 9 applications in 2025, of which 6 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans STANFORD Federal Credit Union originated in Colorado in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are STANFORD Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology