South River Mortgage in Montana vs the state
5.0%Denial rate-9.82 pts vs state
11.1%Decision denial rate-7.59 pts vs state
40.0%Origination rate-21.98 pts vs state
6.50%Median rate-0.13 pts vs state
—Rate spread (pts)
$24kMedian applicant income
8Loans originated
1Denied
What South River Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most South River Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 4 | 3 | 0 | 0.0% |
| Yellowstone County | 3 | 0 | 1 | 33.3% |
| Lake County | 2 | 0 | 0 | 0.0% |
| Ravalli County | 2 | 1 | 0 | 0.0% |
| Granite County | 2 | 1 | 0 | 0.0% |
| Cascade County | 2 | 1 | 0 | 0.0% |
| Beaverhead County | 1 | 1 | 0 | 0.0% |
| Sanders County | 1 | 0 | 0 | 0.0% |
| Blaine County | 1 | 1 | 0 | 0.0% |
| Big Horn County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 20 applications in 2025, of which 8 were originated and 1 denied.
5.0% of all applications, or 11.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans South River Mortgage originated in Montana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are South River Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology