Sirva Mortgage in Georgia vs the state
4.2%Denial rate-14.99 pts vs state
4.2%Decision denial rate-20.84 pts vs state
74.7%Origination rate+20.56 pts vs state
6.75%Median rate+0.13 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$153kMedian applicant income
53Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 34 | 3.7% | 6.38% | #411 |
| 2024 | 93 | 63 | 1.1% | 6.63% | #342 |
| 2025 | 71 | 53 | 4.2% | 6.75% | #389 |
What Sirva Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Sirva Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 9 | 6 | 0 | 0.0% |
| Cobb County | 6 | 4 | 0 | 0.0% |
| Bartow County | 5 | 2 | 0 | 0.0% |
| Fayette County | 4 | 3 | 0 | 0.0% |
| Coweta County | 4 | 3 | 0 | 0.0% |
| Columbia County | 3 | 3 | 0 | 0.0% |
| Cherokee County | 3 | 3 | 0 | 0.0% |
| Chatham County | 3 | 2 | 0 | 0.0% |
| DeKalb County | 2 | 2 | 0 | 0.0% |
| Glynn County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 71 applications in 2025, of which 53 were originated and 3 denied.
4.2% of all applications, or 4.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Sirva Mortgage originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology