Signature Federal Credit Union · Delaware · 2025

Signature Federal Credit Union in Delaware: approval rate, denial rate and rates (2025)

Signature Federal Credit Union took 5 mortgage applications in Delaware in 2025, ranking #320 of 540 lenders active in the state. It originated 20.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

5Applicationsin DE
0.0%Decision denial ratestate 22.7%
7.25%Median ratestate 6.63%
$95,000Median loanstate $245,000
$125kVolume2 counties

Signature Federal Credit Union in Delaware vs the state

0.0%Denial rate-18.16 pts vs state
0.0%Decision denial rate-22.73 pts vs state
20.0%Origination rate-39.19 pts vs state
7.25%Median rate+0.63 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$82kMedian applicant income
1Loans originated
0Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235240.0%7.19%#288
2025510.0%7.25%#320

What Signature Federal Credit Union lends in Delaware

By loan purpose

Home purchase 1 20% · 0.0% denied
Home improvement 4 80% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Delaware

Counties with the most Signature Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 300 0.0%
Sussex County 210 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 5 applications in 2025, of which 1 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Signature Federal Credit Union originated in Delaware in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology