Sierra Pacific Mortgage Company in Ohio vs the state
16.7%Denial rate-1.02 pts vs state
25.0%Decision denial rate+3.11 pts vs state
50.0%Origination rate-9.90 pts vs state
6.88%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.18 pts vs state
$106kMedian applicant income
15Loans originated
5Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 21 | 24.3% | 6.63% | #439 |
| 2024 | 34 | 17 | 17.7% | 6.63% | #452 |
| 2025 | 30 | 15 | 16.7% | 6.88% | #464 |
What Sierra Pacific Mortgage Company lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 6 | 4 | 0 | 0.0% |
| Franklin County | 4 | 1 | 0 | 0.0% |
| Sandusky County | 2 | 1 | 0 | 0.0% |
| Fairfield County | 2 | 1 | 1 | 50.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
| Huron County | 2 | 0 | 1 | 50.0% |
| Warren County | 2 | 1 | 1 | 50.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Licking County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 30 applications in 2025, of which 15 were originated and 5 denied.
16.7% of all applications, or 25.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Sierra Pacific Mortgage Company originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology