Sierra Pacific Mortgage Company in Indiana vs the state
1.7%Denial rate-14.85 pts vs state
2.2%Decision denial rate-17.97 pts vs state
75.9%Origination rate+13.61 pts vs state
6.63%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.26 pts vs state
$83kMedian applicant income
44Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 157 | 117 | 15.3% | 6.75% | #207 |
| 2024 | 189 | 136 | 11.6% | 6.63% | #195 |
| 2025 | 58 | 44 | 1.7% | 6.63% | #338 |
What Sierra Pacific Mortgage Company lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Sierra Pacific Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 19 | 16 | 0 | 0.0% |
| Johnson County | 12 | 9 | 0 | 0.0% |
| Hamilton County | 6 | 4 | 0 | 0.0% |
| Floyd County | 5 | 4 | 0 | 0.0% |
| Hancock County | 3 | 2 | 0 | 0.0% |
| Boone County | 3 | 2 | 0 | 0.0% |
| Hendricks County | 2 | 1 | 1 | 50.0% |
| Starke County | 2 | 1 | 0 | 0.0% |
| Henry County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 58 applications in 2025, of which 44 were originated and 1 denied.
1.7% of all applications, or 2.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Sierra Pacific Mortgage Company originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Sierra Pacific Mortgage Company's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology