Sharefax Credit Union in Ohio vs the state
15.3%Denial rate-2.43 pts vs state
17.2%Decision denial rate-4.73 pts vs state
67.9%Origination rate+7.99 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
129Loans originated
29Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 248 | 180 | 10.9% | 7.25% | #186 |
| 2024 | 279 | 174 | 20.8% | 8.00% | #177 |
| 2025 | 190 | 129 | 15.3% | — | #246 |
What Sharefax Credit Union lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most Sharefax Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 67 | 42 | 11 | 16.4% |
| Clermont County | 61 | 43 | 10 | 16.4% |
| Butler County | 24 | 16 | 5 | 20.8% |
| Warren County | 19 | 13 | 2 | 10.5% |
| Brown County | 8 | 7 | 1 | 12.5% |
| Clinton County | 3 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Cuyahoga County | 2 | 0 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 190 applications in 2025, of which 129 were originated and 29 denied.
15.3% of all applications, or 17.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Sharefax Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology